Patriot America Insurance or also know as the Patriot Travel Medical Insurance is for individuals, parents, relatives, families, dependents, just about anyone who is visiting USA and/or Canada or travelling to any other nation outside his or her home country. Patriot America Insurance is an ideal visitor health insurance plan that is very much suitable for senior parents visiting USA and elderly relatives or friends as tourists to the United States. There are two Patriot Travel Medical Insurance plans which are available to meet the travel medical insurance needs of visitor who travel to America and for U.S. citizens who travel abroad, and the Patriot travel plan provides up to USD $2,000,000 ($2 million US Dollar) of maximum medical coverage limit.Patriot America provides coverage for non-U.S. citizens traveling outside their home country for a minimum of five days up to a maximum of two years (24 months). If the plan is purchased for a minimum of three months, coverage m ay be renewed (without break in coverage) for a total of up to two years. Patriot America insurance policy plan is underwritten by Sirius Insurance, and the plan is administered here in the United States and worldwide by International Medical Group, popularly known as IMG Insurance.Visitors to the USA/Canada should include visitor medical insurance, visitor health insurance, or, travel medical insurance for their travel plan in order to get emergency financial assistance . If you are visiting the USA or Canada, a visitor medical insurance plan is very essential since they will be staying in the USA or Canada for a certain period of time. IMG Insurance has designed the patriot visitors medical insurance plan especially for the visitors to meet their needs and specified coverage for certain risks that can be encountered by the visitors while in America. Some of the risks covered under visitors medical insurance plans are accidental injury, sudden sickness or illness requiring hospitalization, medical evacuation, and repatriation of mortal remains. Visitors can avail cashless settlement of claims in visitors insurance plans offered by some insurers. Visitors medical insurance covers the insured while in a foreign country as a new immigrant or a visitor. The Patriot travel plan requires pre-certification of all claims including out-patient treatments. It is recommended that visitors should get pre-certification before undergoing any medical treatment.Visitors should be aware of the fact that policy deductibles in the visitors insurance plans also important as much as the premium. Deductibles are inversely related to the premiums in visitors insurance plans i.e. higher the deductible lower will be the plan premium. Visitors should thoroughly go through the deductibles offered by the Patriot travel plan to see all the different rates.The patriot america insurance plan is a visitor medical insurance policy designed for seniors such as parents or in-la ws, relatives, friends, tourists, and other foreign travelers visiting the United states of america (USA). Patriot America plan can be purchased online before departing from the visitors home country, or one can even buy online after the start of journey during the international visit travel abroad.The patriot america visitor insurance provides travel medical insurance coverage for emergency health issues such as accident, injury, illness or sickness, travel assistance, and accidental death and dismemberment, repatriation and medical evacuation benefits to foreign nationals while visiting the United States. Patriot America Insurance policy provides protection for serious medical problems and emergency medical situations which can be financially disastrous without proper visitors coverage during a foreign visit to the United States.
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